Compliance monitoring and regulatory watch
Monitoring regulatory developments and compliance points to review for your health benefits plan.
Employee benefits, simplified
Health insurance for companies,
groups and franchises.
Tailored coverage negotiated with 60 insurers, a simpler HR platform and a mobile app for your employees and public-sector staff.
Roll out coverage across your group, economic interest grouping, franchise network or public-sector organisation. Save time, improve your coverage and reduce costs.
Real-time monitoringMulti-company management
Your policy, in real time
Your whole group at a glance.Compared with our client average.
Translated Burger King demo interface for a franchise network.
60 insurersTailored, negotiated coverage.
Built around your organisationCompanies, groups, franchises and the public sector.
Dedicated infrastructureYour employees’ data, kept separate.
The Burger King advantages
Practical differences for your HR teams.
- A real-time profit and loss account for your policy, compared with our client average.
- Your companies grouped by collective bargaining agreement (CCN).
- Transfer an employee between companies in the same group in one click, without a break in coverage.
- Re-enrol a former employee in one click, with automatic re-enrolment when an exemption ends.
- Enrol your entire workforce at once with an XLS import, directly managed by your HR team.
- Pre-enrol employees by text message or email.
- Track sick leave by restaurant, with comparisons against the network.
Ready for large workforces
10,000 employees. Covered in minutes.
We can insure a new workforce of 10,000 employees in just a few minutes. All direct billing cards are issued immediately afterwards, and HR portals are available instantly.
Enrolment at scaleDirect billing cards issuedInstant access to HR portals
Our strengths and exclusive services
Expert advice.
Tools that make a difference.
Tailored health cover, advanced policy monitoring and HR services designed for organisations with multiple companies.
Contact the sales teamTender support
Support in preparing your insurance consultation and comparing insurer proposals.
Health benefits audit
An analysis of your health benefits plan, its financial balance and its fit with your organisation’s needs.
Coverage schedule analysis
Detailed comparisons of coverage levels to help you make informed choices.
Optimise your policies
Coverage negotiated with 60 insurers to help optimise your protection and costs.
Tailored insurance
Coverage designed around your company, group, economic interest grouping or public-sector organisation.
Monitor your policies
Healthcare use by care category, covered-population statistics and a real-time policy profit and loss account.
Manage your group
Group your companies by consolidation level or collective bargaining agreement (CCN).
Enrol your employees
HR-led XLS imports and pre-enrolment by text message or email: choose the right approach.
Track sick leave
Sick leave episodes, days absent, average duration and absenteeism rates, compared with our client average.
End-to-end support
From binding cover
to managing claims.
Insurers grant ETIQ.com delegated underwriting authority, along with authorisations to collect payments, administer policies and manage claims, within the scope of the delegated responsibilities entrusted to it.
- Delegated underwriting authority
- Payment collection authorisation
- Policy administration
- Claims management
Complex insurance programmes
We structure the cover
your organisation needs.
For complex policies, we structure the offering across several insurance participants, according to the needs of your organisation.
Coinsurance pools
Creation of a coinsurance pool to structure risk sharing between several insurers.
Joint insurance
Joint insurance arrangements involving several insurers within the same offering.
Reinsurance pools
Structuring of reinsurance pools as part of the insurance programme.
For your HR teams
Healthcare use, demographics, results.
Your indicators in detail.
Healthcare spending, covered members, workforce movements and absenteeism: analyse your indicators by company and across your group.
Your policy, in real time. With a benchmark.
Contributions before and after tax, taxes, benefits paid, reserves, management fees, technical result and claims ratio: monitor your policy’s financial balance and compare it with our client average.
- Monthly contributions and benefits
- Reserves and management fees
- Technical result
- Claims ratio
Which types of care drive your policy costs?
Analyse how benefits are split between routine care, hospital care, dental, optical and other treatments. Track monthly benefit trends and the average benefit cost per insured member per month.
- Benefits by type of care
- Average cost per member per month
- Benefit trends
- Company / group / ETIQ client comparisons
Age, family cover, workforce: understand your covered population.
Declared and insured employees, average age, share of under-25s, executive/non-executive categories, individual or family cover, dependants and optional cover. Also track joining, leaving, exemptions and enrolment times.
Understand sick leave, company by company.
Number of sick leave episodes, days absent, average duration, absenteeism rate, episodes under eight days and over thirty days, and estimated employer cost: track your indicators by company and compare them with our client average.
Translated demo interfaces based on the supplied French examples. Figures relate to the illustrated policy; charts are illustrative.
Company → Group
View indicators by company, consolidation level or collective bargaining agreement (CCN), with comparisons and statistical PDF and XLS exports.
The everyday difference
Fewer admin steps.
More continuity.
Joining, returning or moving between companies: simple HR actions for every stage of an employee’s journey.
1 click
A new group company.
The same continuity of cover.
Transfer an employee between two companies in the same group in one click, without a break in coverage.
Transfers within your group
1 click
A former employee returns?
Welcome them back easily.
Re-enrol a former employee in one click. Re-enrolment is automatic when an exemption ends.
One-click or automatic re-enrolment
XLS
Your entire workforce.
One single import.
Enrol all your employees at once with an XLS import, directly from your HR workspace.
HR stays in control
Text / Email
A smooth start,
from the first message.
Start employee pre-enrolment by text message or email, from your HR platform.
Two pre-enrolment channels
Translated Burger King employee app demo for a franchise network.
For employees and public-sector staff
Your health cover,
on iOS and Android.
On iPhone or Android, your employees and public-sector staff can access their Burger King services through their mobile app.
- Access your third-party payment card
- Submit invoices for reimbursement
- Track your reimbursements
Four languages to support your teams
FrançaisEnglishEspañolDeutsch
ETIQ technology
Developed in-house.
Built for your everyday needs.
Our HR platform, employee app and administration tools are developed in-house. Proprietary tools designed around your teams’ needs and the management of your policies.
An architecture designed around your data
Dedicated infrastructure for every policyholder organisation.
Your employees’ data is hosted on infrastructure reserved for it, kept separate from the data of our other clients. This is known as a “single-tenant” architecture.
Your organisation
Your employees’
data
Your dedicated infrastructure · Single-tenantdata
Other policyholder organisations
Separate infrastructures
Separate infrastructures
Your questions
Straightforward
answers.
Have a specific project? Let’s talk about your organisation and needs.
Is Burger King suitable for a group or franchise network?
Yes. You can group companies by consolidation level or collective bargaining agreement (CCN), and transfer employees between companies in the same group in one click, without a break in coverage.
How do I enrol an entire workforce?
Your HR teams can enrol the whole workforce at once through an XLS import. Pre-enrolment by text message or email is also available.
Which indicators can I track in the HR workspace?
The HR workspace provides a detailed view of your policy and covered population:
- Healthcare use: benefits by care category, routine care, hospital, dental, optical and other treatments, monthly trends and average benefit cost per insured member per month.
- Policy finances: contributions before and after tax, taxes, benefits paid, reserves, management fees, technical result and claims ratio in a real-time profit and loss account.
- Workforce and demographics: declared and insured employees, average age, share of under-25s, executive/non-executive categories, individual or family cover, number of dependants and take-up of optional cover.
- HR administration: joining, leaving, six-month staff turnover, enrolment rate and average time, re-enrolments, and exemption counts, rates and reasons.
- Sick leave: episode count, days absent, average duration, absenteeism rate, episodes under eight days and over thirty days, and estimated employer cost.
- Service use: mobile app usage rate.
Access company and group-level views by consolidation level or collective bargaining agreement, comparisons with our client average using aggregated data, and statistical PDF and XLS exports.
What does “single-tenant” infrastructure mean?
Every policyholder organisation has its own dedicated infrastructure. Its employees’ data is hosted separately from that of other ETIQ clients.
Your organisation is unique.
Let’s talk about its protection.
Company, group, economic interest grouping, franchise or public-sector organisation: let’s build your project.